Microloan

Basic parameters and terms of Microloan

(The credit calculator is in the process of testing, and calculations may differ from the final repayment schedule)
1.1 Features of consumer credit Term loan
1.2. Name of loan product Microloan
1.3. Requirements for citizenship and employment of a citizen
  • Resident and non-resident of the Republic of Uzbekistan;
  • Individuals with an official income;
  • For individuals without an official income and self-employed individuals
1.4. Purpose of the loan product Does not apply
1.5. Loan currency In national currency; Sum (UZS)
1.6. Loan term The maximum loan term - 36 (thirty six) months
1.7. Interest rate Interest rate 1-12 months 13-24 months 25-36 months
For borrowers with an official income 25% 26% 26,5%
For individuals without an official income and self-employed individuals 26% 26% 26,5%
1.8. Conditions for consideration of the loan application submitted by the borrower and decision making on this application Up to 3 (three) working days (with the submission of a complete set of documents)
1.9. Minimum loan amount 20,000,000.00 (twenty million) UZS
1.10. Maximum loan amount 100,000,000.00 (one hundred million) UZS
1.11. A set of required documents Identity document and equivalent documents
1.12. Financial contribution of the borrower Not required
1.13. Type of provision (collateral)
  • Property that meets the requirements of the bank (vehicle, real estate and other personal properties)
1.14. Requirements for borrower
  • Age from 21 to 60 years at the period of loan repayment;
  • No negative loan history;
  • The debt burden (load) should not exceed 50% of the average monthly income
    An individual without an official income is defined as a person who does not have a regular monthly salary (this includes individual entrepreneurs and freelancers). Individuals without an official income must have regular inflows of funds to their bank accounts for at least the last six (6) months
1.15 Requirements for the co-borrower and/or guarantor
  • Age from 21 to 60 years at the period of loan repayment;
  • No negative loan history;
  • The debt burden (load) should not exceed 50% of the average monthly income
  • Must be an individual with an official income.
1.16. Credit allocation form The microloan is disbursed by transfer to the issued bank card
1.17. Validity of the loan decision 30 (thirty) days
1.18. Periodicity of interim payments    Monthly Monthly
1.19. Form of calculation of interim payments Annuity or differentiated payment

0,00 UZS
11/13/2025