Foreign Currency Deposits

USD deposits for individuals

(valid from March 25th, 2024)

«PROFIT-IV-6,5» (D-48)

• Interest rate of the deposit - 6,5% per annum;
• Term of the deposit - 13 (thirteen) months;
• Deposit currency - US dollars;
• The minimum deposit amount - 500 (five hundred) US dollars;
• The deposit is accepted in cash or non-cash form;
• Deposit return form - in the form of deposited currency;
• Partial deposit withdrawal is not allowed;
• Deposit interest payment form – monthly, the final calculation is made on the day the deposit is returned;
• Additional contribution - for 3 months from the date of deposit;
• The minimum amount of additional contribution – 500 (five hundred) US dollars;
• If the deposit is withdrawn  before the due date by the request of depositor, the interest on the deposit is calculated as follows:
  -  2% per annum - from the date of making the deposit up to 365 days (including the 365th day);
  -  6.5% per annum - from 366th day to the end of deposit term;
• Interest is paid for the actual days spent;
  -  If the deposit is withdrawn at the initiative of the depositor before 365 days (including the 365th day) from the date of making the deposit, the interest is recalculated at a rate of 2% per annum and the amount of previously paid interest is deducted from the deposit amount.
   -  Interest is paid on the basis of the actual days the funds are in the deposit;
• If the deposit is withdrawn before the due date by the request of depositor, the depositor should notify the bank in written form 30 (thirty) working days prior to withdrawal.Interest on the deposit is not subject to capitalization. 

«PROFIT-IV-7» (D-49)
 

• Interest rate of the deposit - 7% per annum;
• Term of the deposit – 18 (eighteen) months;
• Deposit currency - US dollars;
• The minimum deposit amount - 500 (five hundred) US dollars;
• The deposit is accepted in cash or non-cash form;
• Deposit return form - in the form of deposited currency;
• Partial deposit withdrawal is not allowed;
• Deposit interest payment form – monthly, the final calculation is made on the day the deposit is returned;
• Additional contribution - for 4 months from the date of deposit;
• The minimum amount of additional contribution - 500 (five hundred) US dollars;
• If the deposit is withdrawn  before the due date by the request of depositor, the interest on the deposit is calculated as follows:
  -  2,0% per annum - from the date of making the deposit up to 365 days (including the 365th day);
  -  3,0% per annum - from the 366th day the date of making the deposit up to 480 days (including 480th day);
  -  7,0% per annum - from 481th day the date of making the deposit to the end of deposit term;
  -  If the deposit is withdrawn at the initiative of the depositor, the interest is recalculated according to the above calculations and the amount of previously paid interest is deducted from the deposit amount
   - Interest is paid on the basis of the actual days the funds are in the deposit;
• If the deposit is withdrawn before the due date by the request of depositor, the depositor should notify the bank in written form 30 (thirty) working days prior to withdrawal.Interest on the deposit is not subject to capitalization. 

«PROFIT-IV-7.25» (D-50)
 

• Interest rate of the deposit – 7,25% per annum;
• Term of the deposit - 24 (twenty four) months;
• Deposit currency - US dollars;
• The minimum deposit amount - 500 (Five hundred) US dollars;
• The deposit is accepted in cash or non-cash form;
• Deposit return form - in the form of deposited currency;
• Partial deposit withdrawal is not allowed;
• Deposit interest payment form – monthly, the final calculation is made on the day the deposit is returned;
• Additional contribution - for 6 (six) months from the date of deposit;
• The minimum amount of additional contribution – 500 (five hundred) US dollars;
• If the deposit is withdrawn  before the due date by the request of depositor, the interest on the deposit is calculated as follows:
  -  2,0% per annum - from the date of making the deposit up to 365 days (including the 365th day);
  -  3,0% per annum - from the 366th day the date of making the deposit up to 670 days (including 670th day);
  -  7,25% per annum - from 671 days to the end of deposit term;
  -  If the deposit is withdrawn at the initiative of the depositor, the interest is recalculated according to the above calculations and the amount of previously paid interest is deducted from the deposit amount
  - Interest is paid on the basis of the actual days the funds are in the deposit;
• If the deposit is withdrawn before the due date by the request of depositor, the depositor should notify the bank in written form 30 (thirty) working days prior to withdrawal.
• Interest on the deposit is not subject to capitalization.

«Efektif-5» 

• The minimum deposit amount - 2000 (two thousand) US dollars;
• Term of the deposit - 3 (three) months;
• Interest rate of the deposit - 2.5% per annum;
• The deposit is accepted in cash or non-cash form;
• Interest on the deposit is paid monthly in the currency of the deposit;
• Additional contribution is not allowed;
• Partial deposit withdrawal is not allowed;
• In case of early withdrawal of the deposit at the initiative of the Client, interest is not paid;
• Interest and primary amount are paid in the form in which the deposit was made;
• Interest on the deposit is not subject to capitalization;
• In case of early withdrawal of the deposit at the initiative of the Depositor, in that case the Depositor should notify the Bank about it in written form 30 (thirty) working days prior to withdrawal.

«Tasarruf-3»

• The minimum deposit amount - 2000 (two thousand) US dollars;
• Term of the deposit - 6 (six) months;
• Interest rate of the deposit - 3.25% per annum;
• The deposit is accepted in cash or non-cash form;
• Interest on the deposit is paid monthly in the currency of the deposit;
• Additional contribution is not allowed;
• Partial withdrawal of the deposit is not allowed;
• In case of early withdrawal of the deposit at the initiative of the Client, interest is not paid;
• Interest and primary amount are paid in the form in which the deposit was made;
• Interest on the deposit is not subject to capitalization
• In case of early withdrawal of the deposit at the initiative of the Depositor, in that case the Depositor should notify the Bank about it in written form 30 (thirty) working days prior to withdrawal.

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Funds are accepted in cash and non-cash forms.

A prerequisite is the appearance of an identity document.

Deposits are accepted by all branches, banking service centers, as well as the Operations Department of Ziraat Bank Uzbekistan JSC.

Bank service time: from 09:00 to 17:00 o’clock.

For additional information, please call (+998 78) 147-67-67, 147-97-30 or use Jivosite application of our Website.

We remind you that in accordance with the Law of the Republic of Uzbekistan “On guarantees for protection of citizens’ deposits in banks”, the funds of individuals placed on deposit accounts of commercial banks are protected by the state and reliable guarantees are statutorily secured for the payment of compensations upon citizens’ deposits, as well as information on cash funds and depositors is a bank secret.

For non-residents. Since the deposit relationship is regulated by the current legislation of the Republic of Uzbekistan, 10% tax is withheld from deposit interest payments (income) in accordance with Articles 366, 382 of the Tax Code of the Republic of Uzbekistan.