Foreign Currency Deposits

Term deposits in USD for individuals 

(Valid from 03.11.2022)

"PROFIT (III) - 4"

  • Interest rate of the deposit - 4 % per annum;
  • Term of the deposit - 13 (thirteen) month;
  • The minimum deposit amount - 3000 US dollars;
  • The deposit is accepted in cash or non-cash form;
  • Interest on the deposit is paid monthly in the currency of the deposit;
  • Partial deposit withdrawal is not allowed;
  • Additional contribution - for 2 months from the date of deposit;
  • The minimum amount of additional contribution - 3000 US dollars;
  • In case of early withdrawal of the deposit at the initiative of the Depositor, interest is paid on the basis of:

- 1% per annum - from the date of deposit contribution to 365 days (365th day is inclusive);
- 4% per annum - from 366 days to the end of deposit term;

  • In case of early withdrawal of the deposit at the initiative of the depositor for up to 365 days from the date of making the deposit (including the 365th day), the interest is recalculated at a rate of 1% per annum and the amount of interest paid ahead of time is deducted from the deposit amount.
  • In case of early withdrawal of the deposit at the initiative at the Depositor, in that case the Depositor should notify the Bank about it in written form 30 (thirty) working days prior to withdrawal.
  • Interest on the deposit is not subject to capitalization.

"PROFIT (III) - 5"

  • Interest rate of the deposit - 5% per annum;
  • Term of the deposit - 24 months;
  • The minimum deposit amount - 2000 US dollars;
  • The deposit is accepted in cash or non-cash form;
  • Interest on the deposit is paid monthly in the currency of the deposit;
  • Partial deposit withdrawal is not allowed;
  • Additional contribution - for 3 months from the date of deposit;
  • The minimum amount of additional contribution - 2000 US dollars;
  • In case of early withdrawal of the deposit at the initiative of the Depositor, interest is paid on the basis of:

- 1% per annum - from the date of deposit contribution to 365 days (365th day is inclusive);
- 2,5% per annum - from 366 days to 670 days (670th day is inclusive);
- 5% per annum - from 671 days to the end of deposit term;
- In case of early withdrawal of the deposit at the initiative of the depositor, the interest is recalculated at the set amount and the amount of interest paid in advance is deducted from the deposit amount;

  • In case of early withdrawal of the deposit at the initiative at the Depositor, in that case the Depositor should notify the Bank about it in written form 30 (thirty) working days prior to withdrawal.
  • Interest on the deposit is not subject to capitalization.

"PROFIT (III)– 5,25"

  • Interest rate of the deposit - 5.25% per annum;
  • Term of the deposit - 36 (thirty six) months;
  • The minimum deposit amount - 1000 US dollars;
  • The deposit is accepted in cash or non-cash form;
  • Interest on the deposit is paid monthly in the currency of the deposit;
  • Partial deposit withdrawal is not allowed;
  • Additional contribution - for 3 months from the date of deposit;
  • The minimum amount of additional contribution - 1000 US dollars;
  • In case of early withdrawal of the deposit at the initiative of the Depositor, interest is paid on the basis of:

- 1% per annum - from the date of deposit contribution to 365 days (365th day is inclusive);
- 2,5% per annum - from 366 days to 990 days (990th day is inclusive);
- 5.25% per annum - from 991 days to the end of deposit term;
- In case of early withdrawal of the deposit at the initiative of the depositor, the interest is recalculated at the set amount and the amount of interest paid in advance is deducted from the deposit amount;

  • In case of early withdrawal of the deposit at the initiative at the Depositor, in that case the Depositor should notify the Bank about it in written form 30 (thirty) working days prior to withdrawal.
  • Interest on the deposit is not subject to capitalization.

"Alternatif-3"

  • The minimum deposit amount - 2000 (two thousand) US dollars;
  • Term of the deposit - 1 (one) month;
  • Interest rate of the deposit - 2% per annum;
  • The deposit is accepted in cash or non-cash form;
  • Interest on the deposit is paid monthly in the currency of the deposit;
  • Partial deposit withdrawal is not allowed;
  • In case of early withdrawal of the deposit at the initiative of the Client, interest is not paid;
  • Interest and primary amount are paid in the form in which the deposit was made;
  • Interest on the deposit is not subject to capitalization;
  • In case of early withdrawal of the deposit at the initiative of the Client, the Depositor should notify the Bank about it in win written form before 10 (ten) working days.

«Efektif-5» 

 

  • The minimum deposit amount - 2000 (two thousand) US dollars;
  • Term of the deposit - 3 (three) months;
  • Interest rate of the deposit - 2.5% per annum;
  • The deposit is accepted in cash or non-cash form;
  • Interest on the deposit is paid monthly in the currency of the deposit;
  • Additional contribution is not allowed;
  • Partial deposit withdrawal is not allowed;
  • In case of early withdrawal of the deposit at the initiative of the Client, interest is not paid;
  • Interest and primary amount are paid in the form in which the deposit was made;
  • Interest on the deposit is not subject to capitalization;
  • In case of early withdrawal of the deposit at the initiative of the Depositor, in that case the Depositor should notify the Bank about it in written form 30 (thirty) working days prior to withdrawal.

«Tasarruf-3»

  • The minimum deposit amount - 2000 (two thousand) US dollars;
  • Term of the deposit - 6 (six) months;
  • Interest rate of the deposit - 3.25% per annum;
  • The deposit is accepted in cash or non-cash form;
  • Interest on the deposit is paid monthly in the currency of the deposit;
  • Additional contribution is not allowed;
  • Partial withdrawal of the deposit is not allowed;
  • In case of early withdrawal of the deposit at the initiative of the Client, interest is not paid;
  • Interest and primary amount are paid in the form in which the deposit was made;
  • Interest on the deposit is not subject to capitalization
  • In case of early withdrawal of the deposit at the initiative of the Depositor, in that case the Depositor should notify the Bank about it in written form 30 (thirty) working days prior to withdrawal.

**********

Funds are accepted in cash and non-cash forms.

A prerequisite is the appearance of an identity document.

Deposits are accepted by all branches, banking service centers, as well as the Operations Department of Ziraat Bank Uzbekistan JSC.

Bank service time: from 09:00 to 17:00 o’clock.

For additional information, please call (+998 78) 147-67-67, 147-97-30 or use Jivosite application of our Website.

We remind you that in accordance with the Law of the Republic of Uzbekistan “On guarantees for protection of citizens’ deposits in banks”, the funds of individuals placed on deposit accounts of commercial banks are protected by the state and reliable guarantees are statutorily secured for the payment of compensations upon citizens’ deposits, as well as information on cash funds and depositors is a bank secret.

For non-residents. Since the deposit relationship is regulated by the current legislation of the Republic of Uzbekistan, 10% tax is withheld from deposit interest payments (income) in accordance with Articles 366, 382 of the Tax Code of the Republic of Uzbekistan.

Alternatif 3

Omonatning valyutasi USD
Omonat nomi Alternatif 3
Omonat boʼyicha yillik foiz stavkasi (agar omonat boʼyicha yillik foiz stavkasi differentsiallashgan yoki omonatni rasmiylashtirish usuliga bogʼliq boʼlsa, har biri alohida koʼrsatiladi) 2%
Omonat boʼyicha hisoblangan foizlarni kapitalizatsiyasi mavjudligi (hisoblangan foizni asosiy mablagʼga qoʼshib qayta foiz hisoblash) Omonat foizlari kapitalizasiya qilinmaydi
Omonatning muddati 1 oy
Omonat boʼyicha foizlarni toʼlash davriyligi 2000
Omonat boʼyicha foizlarni toʼlash davriyligi

Omonat foizi har oy omonat valyutasida toʻlanadi; 

Omonatni rasmiylashtirish usuli(onlayn yoki bankka tashrif buyurish orqali) Omonatni "Ziraat Bank Uzbekistan"ning barcha filiallarida va ofislarida rasmiylashtirishingiz mumkin
Аvtouzaytirish (omonat muddati tugaganda omonat muddatini bank tomonidan bir tomonlama uzaytirish) Mavjud emas
Boshqa shartlar

Omonat naqd yoki naqdsiz shaklda qabul qilinadi;

Omonatni qisman qaytarib olish koʻzda tutilmagan;

Omonat foizi va summasi omonat kiritilgan shaklda toʻlab beriladi; 

 

Omonatga qoʼyilgan pul mablagʼlarini omonat muddati tugagunga qadar qisman yechib olish imkoniyatining mavjudligi Omonatni qisman qaytarib olish ko`zda tutilmagan
Omonat shartnomasini muddatidan oldin bekor qilish tartibi

 Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, foizlar toʻlanmaydi;

 Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, omonatchi tomonidan bu haqida bankka 10 (oʻn) ish kuni oldin yozma xabar beriladi. 

Efektif 5

Omonatning valyutasi USD
Omonat nomi Efektif 5
Omonat boʼyicha yillik foiz stavkasi (agar omonat boʼyicha yillik foiz stavkasi differentsiallashgan yoki omonatni rasmiylashtirish usuliga bogʼliq boʼlsa, har biri alohida koʼrsatiladi) 2.5%
Omonat boʼyicha hisoblangan foizlarni kapitalizatsiyasi mavjudligi (hisoblangan foizni asosiy mablagʼga qoʼshib qayta foiz hisoblash) Omonat foizlari kapitalizasiya qilinmaydi
Omonatning muddati 3 oy
Omonat boʼyicha foizlarni toʼlash davriyligi 2000
Omonat boʼyicha foizlarni toʼlash davriyligi

Omonat foizi har oy omonat valyutasida toʻlanadi;

Omonatni rasmiylashtirish usuli(onlayn yoki bankka tashrif buyurish orqali) Omonatni "Ziraat Bank Uzbekistan"ning barcha filiallarida va ofislarida rasmiylashtirishingiz mumkin
Аvtouzaytirish (omonat muddati tugaganda omonat muddatini bank tomonidan bir tomonlama uzaytirish) Mavjud emas
Boshqa shartlar

Omonat naqd yoki naqdsiz shaklda qabul qilinadi;

Omonat foizi va summasi omonat kiritilgan shaklda toʻlab beriladi; 

 

Omonatga qoʼyilgan pul mablagʼlarini omonat muddati tugagunga qadar qisman yechib olish imkoniyatining mavjudligi Omonatni qisman qaytarib olish ko`zda tutilmagan
Omonat shartnomasini muddatidan oldin bekor qilish tartibi

Omonatni qisman qaytarib olish koʻzda tutilmagan;

Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, Omonatchi tomonidan bu haqida bankka 30 (oʻttiz) ish kuni oldin yozma xabar beriladi. 

 

Tasarruf-3

Omonatning valyutasi USD
Omonat nomi Tasarruf-3
Omonat boʼyicha yillik foiz stavkasi (agar omonat boʼyicha yillik foiz stavkasi differentsiallashgan yoki omonatni rasmiylashtirish usuliga bogʼliq boʼlsa, har biri alohida koʼrsatiladi) 3.25 %
Omonat boʼyicha hisoblangan foizlarni kapitalizatsiyasi mavjudligi (hisoblangan foizni asosiy mablagʼga qoʼshib qayta foiz hisoblash) Omonat foizlari kapitalizasiya qilinmaydi
Omonatning muddati 6 oy
Omonat boʼyicha foizlarni toʼlash davriyligi 2000
Omonat boʼyicha foizlarni toʼlash davriyligi

Omonat foizi har oy omonat valyutasida toʻlanadi;

Omonat naqd yoki naqdsiz shaklda qabul qilinadi;

Omonatni rasmiylashtirish usuli(onlayn yoki bankka tashrif buyurish orqali) Omonatni "Ziraat Bank Uzbekistan"ning barcha filiallarida va ofislarida rasmiylashtirishingiz mumkin
Аvtouzaytirish (omonat muddati tugaganda omonat muddatini bank tomonidan bir tomonlama uzaytirish) Mavjud emas
Boshqa shartlar

Omonat foizi va summasi omonat kiritilgan shaklda toʻlab beriladi; 

Omonat foizlari kapitalizasiya qilinmaydi;

Omonatga qoʻshimcha mablagʻ qabul qilish koʻzda tutilmagan;

Omonatni qisman qaytarib olish koʻzda tutilmagan;

Omonatga qoʼyilgan pul mablagʼlarini omonat muddati tugagunga qadar qisman yechib olish imkoniyatining mavjudligi Omonatni qisman qaytarib olish ko`zda tutilmagan
Omonat shartnomasini muddatidan oldin bekor qilish tartibi

Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, Omonatchi tomonidan bu haqida bankka 30 (oʻttiz) ish kuni oldin yozma xabar beriladi. 

Omonatchi tashabbusi bilan omonat muddatdan avval qaytarib olinganda, foizlar toʻlanmaydi;

 

Profit-4

Omonatning valyutasi USD
Omonat nomi Profit-4
Omonat boʼyicha yillik foiz stavkasi (agar omonat boʼyicha yillik foiz stavkasi differentsiallashgan yoki omonatni rasmiylashtirish usuliga bogʼliq boʼlsa, har biri alohida koʼrsatiladi) 4 %
Omonat boʼyicha hisoblangan foizlarni kapitalizatsiyasi mavjudligi (hisoblangan foizni asosiy mablagʼga qoʼshib qayta foiz hisoblash) Omonat foizlari kapitalizasiya qilinmaydi
Omonatning muddati 13 oy
Omonat boʼyicha foizlarni toʼlash davriyligi 3000
Omonat boʼyicha foizlarni toʼlash davriyligi

Omonat foizini to‘lash shakli - Har oyda, yakuniy hisob-kitob omonatning qaytarilish kunida amalga oshiriladi;

Omonatni rasmiylashtirish usuli(onlayn yoki bankka tashrif buyurish orqali) Omonatni "Ziraat Bank Uzbekistan"ning barcha filiallarida va ofislarida rasmiylashtirishingiz mumkin
Аvtouzaytirish (omonat muddati tugaganda omonat muddatini bank tomonidan bir tomonlama uzaytirish) Mavjud emas
Boshqa shartlar

Omonatni qabul qilish shakli - Naqd yoki naqdsiz shaklda;

Omonatni qaytarish shakli - Omonat kiritilgan valyutada;

Omonatni qisman qaytarish - Ko‘zda tutilmagan;

Qo‘shimcha badal - Omonat kiritilgan sanadan boshlab 2 oy davomida;

Mijoz talabiga ko‘ra omonat muddatidan avval qaytarib olinganda, omonat foizlari quyidagi tartibda to‘lanadi:

-Yillik 1% – omonat kiritilgan sanadan boshlab 365 kunigacha (365-chi kunni ham o‘z ichiga oladi); 

-Yillik 4% - 366 kundan boshlab omonat muddati yakunlangunga qadar.

-Omonat kiritilgan sanadan boshlab 365 kungacha (365-chi kunni ham o‘z ichiga oladi) bo‘lgan muddat uchun omonatchi tashabbusi bilan omonat muddatdan avval qaytarib olinganda, foizlar yillik 1 % miqdorida qayta hisoblanib, oldindan to‘langan foizlar miqdori omonat summasidan ushlab qolinadi;

 

Omonatga qoʼyilgan pul mablagʼlarini omonat muddati tugagunga qadar qisman yechib olish imkoniyatining mavjudligi Omonatni qisman qaytarib olish ko`zda tutilmagan
Omonat shartnomasini muddatidan oldin bekor qilish tartibi

Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, omonatchi tomonidan bu haqida bankka 30 (o‘ttiz) ish kuni oldin yozma xabar beriladi.

 

Profit-5

Omonatning valyutasi USD
Omonat nomi Profit-5
Omonat boʼyicha yillik foiz stavkasi (agar omonat boʼyicha yillik foiz stavkasi differentsiallashgan yoki omonatni rasmiylashtirish usuliga bogʼliq boʼlsa, har biri alohida koʼrsatiladi) 5%
Omonat boʼyicha hisoblangan foizlarni kapitalizatsiyasi mavjudligi (hisoblangan foizni asosiy mablagʼga qoʼshib qayta foiz hisoblash) Omonat foizlari kapitalizasiya qilinmaydi
Omonatning muddati 24 oy
Omonat boʼyicha foizlarni toʼlash davriyligi 2000
Omonat boʼyicha foizlarni toʼlash davriyligi

Omonat foizini to‘lash shakli - Har oyda, yakuniy hisob-kitob omonatning qaytarilish kunida amalga oshiriladi;

Omonatni rasmiylashtirish usuli(onlayn yoki bankka tashrif buyurish orqali) Omonatni "Ziraat Bank Uzbekistan"ning barcha filiallarida va ofislarida rasmiylashtirishingiz mumkin
Аvtouzaytirish (omonat muddati tugaganda omonat muddatini bank tomonidan bir tomonlama uzaytirish) Mavjud emas
Boshqa shartlar

Omonatni qabul qilish shakli - Naqd yoki naqdsiz shaklda;

Omonatni qaytarish shakli - Omonat kiritilgan valyutada;

Omonatni qisman qaytarish - Ko‘zda tutilmagan;

Qo‘shimcha badal - Omonat kiritilgan sanadan boshlab 3 oy davomida;

Mijoz talabiga ko‘ra omonat muddatidan avval qaytarib olinganda, omonat foizlari quyidagi tartibda to‘lanadi:

-Yillik 1% – omonat kiritilgan sanadan boshlab 365 kunigacha (365-chi kunni ham o‘z ichiga oladi);

-Yillik 2.5% – 366-chi kundan 670 kunigacha (670-chi kunni ham o‘z ichiga oladi); 

-Yillik 5% - 671 kundan omonat muddati yakunlangunga qadar ;

Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, foizlar o‘rnatilgan miqdorda qayta hisoblanib, oldindan to‘langan foizlar miqdori omonat summasidan ushlab qolinadi;

Omonat foizlari kapitalizatsiya qilinmaydi.

Omonatga qoʼyilgan pul mablagʼlarini omonat muddati tugagunga qadar qisman yechib olish imkoniyatining mavjudligi Omonatni qisman qaytarib olish ko`zda tutilmagan
Omonat shartnomasini muddatidan oldin bekor qilish tartibi
  •  

Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, omonatchi tomonidan bu haqida bankka 30 (o‘ttiz) ish kuni oldin yozma xabar beriladi.

Profit-5.25

Omonatning valyutasi USD
Omonat nomi Profit-5.25
Omonat boʼyicha yillik foiz stavkasi (agar omonat boʼyicha yillik foiz stavkasi differentsiallashgan yoki omonatni rasmiylashtirish usuliga bogʼliq boʼlsa, har biri alohida koʼrsatiladi) 5.25%
Omonat boʼyicha hisoblangan foizlarni kapitalizatsiyasi mavjudligi (hisoblangan foizni asosiy mablagʼga qoʼshib qayta foiz hisoblash) Omonat foizlari kapitalizasiya qilinmaydi
Omonatning muddati 36 oy
Omonat boʼyicha foizlarni toʼlash davriyligi 1000
Omonat boʼyicha foizlarni toʼlash davriyligi

Omonat foizini to‘lash shakli - har oyda, yakuniy hisob-kitob omonatning qaytarilish kunida amalga oshiriladi;

Omonatni rasmiylashtirish usuli(onlayn yoki bankka tashrif buyurish orqali) Omonatni "Ziraat Bank Uzbekistan"ning barcha filiallarida va ofislarida rasmiylashtirishingiz mumkin
Аvtouzaytirish (omonat muddati tugaganda omonat muddatini bank tomonidan bir tomonlama uzaytirish) Mavjud emas
Boshqa shartlar

Omonatni qabul qilish shakli - Naqd yoki naqdsiz shaklda;

Omonatni qaytarish shakli - Omonat kiritilgan valyutada;

Omonatni qisman qaytarish - Ko‘zda tutilmagan;

Omonat foizini to‘lash shakli - har oyda, yakuniy hisob-kitob omonatning qaytarilish kunida amalga oshiriladi;

Qo‘shimcha badal - Omonat kiritilgan sanadan boshlab 3 oy davomida;

Mijoz talabiga ko‘ra omonat muddatidan avval qaytarib olinganda, omonat foizlari quyidagi tartibda to‘lanadi:

-Yillik 1% – omonat kiritilgan sanadan boshlab 365 kunigacha (365-chi kunni ham o‘z ichiga oladi);

-Yillik 2.5% – 366-chi kundan 990 kunigacha (990-chi kunni ham o‘z ichiga oladi); 

-Yillik 5.25% - 991 kundan omonat muddati yakunlangunga qadar;

Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, foizlar o‘rnatilgan miqdorda qayta hisoblanib, oldindan to‘langan foizlar miqdori omonat summasidan ushlab qolinadi;

Omonat foizlari kapitalizatsiya qilinmaydi.

Omonatga qoʼyilgan pul mablagʼlarini omonat muddati tugagunga qadar qisman yechib olish imkoniyatining mavjudligi Omonatni qisman qaytarib olish ko`zda tutilmagan
Omonat shartnomasini muddatidan oldin bekor qilish tartibi

Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, omonatchi tomonidan bu haqida bankka 30 (o‘ttiz) ish kuni oldin yozma xabar beriladi.

11/24/2022