TERM DEPOSITS IN NATIONAL CURRENCY FOR INDIVIDUALS
«FOYDA (VII)-17» (S71)
- Interest rate of the deposit – 17 (seventeen)% per annum;
- Term of the deposit - 6 (six) months;
- Deposit currency - national currency (UZS);
- The minimum deposit amount - 10 000 000 (ten million) UZS;
- The deposit is accepted in cash or non-cash form;
- Withdrawal form of deposit – in the currency of deposit;
- Partial deposit withdrawal is not allowed;
- Additional contribution is not allowed;
- In the case of early withdrawal of the deposit at the initiative of the depositor, the interest is not paid;
- Calculation of the deposit interest – Interest on the deposit is accrued from the day after the funds are credited to the bank until the day they are returned to the depositor or withdrawn from the depositor’s account for other reasons;
- Form of paying deposit interest – it is carried out on the day the deposit is returned;
- Interest on the deposit is not subject to capitalization;
- In case of early withdrawal of the deposit at the initiative of the depositor, the depositor has to notify the Bank in written form 30 (thirty) working days in advance.
«FOYDA (VII) - 19» (S72)
- Interest rate of the deposit – 19 (nineteen)% per annum;
- Term of the deposit - 13 (thirteen) months;
- Deposit currency - national currency (UZS);
- The minimum deposit amount - 3 000 000 (three million) UZS;
- The deposit is accepted in cash or non-cash form;
- Withdrawal form of deposit – in the currency of deposit;
- Partial deposit withdrawal is not allowed;
- Additional contribution is not allowed;
- In the case of early withdrawal of the deposit at the initiative of the depositor, the interest is not paid;
- Calculation of the deposit interest – Interest on the deposit is accrued from the day after the funds are credited to the bank until the day they are returned to the depositor or withdrawn from the depositor’s account for other reasons;
- Form of paying deposit interest - it is carried out on the day the deposit is returned;
- Interest on the deposit is not subject to capitalization;
- In case of early withdrawal of the deposit at the initiative of the depositor, the depositor has to notify the Bank in written form 30 (thirty) working days in advance.
«FOYDA (VII) - 20» (S73)
- Interest rate of the deposit – 20 (twenty)% per annum;
- Term of the deposit - 24 (twenty four) months;
- Deposit currency - national currency (UZS);
- The minimum deposit amount - 3 000 000 (three million) UZS;
- The deposit is accepted in cash or non-cash form;
- Withdrawal form of deposit – in the currency of deposit;
- Partial deposit withdrawal is not allowed;
- Additional contribution is not allowed;
- In the case of early withdrawal of the deposit at the initiative of the depositor, the interest is not paid;
- Calculation of the deposit interest – Interest on the deposit is accrued from the day after the funds are credited to the bank until the day they are returned to the depositor or withdrawn from the depositor’s account for other reasons;
- Form of paying deposit interest - it is carried out on the day the deposit is returned;
- Interest on the deposit is not subject to capitalization;
- In case of early withdrawal of the deposit at the initiative of the depositor, the depositor has to notify the Bank in written form 30 (thirty) working days in advance.
In case of discrepancy between the languages, Uzbek language shall always prevail other languages
Note: In accordance with the Tax Code of the Republic of Uzbekistan (Articles 30,366 and 382), non-residents of the Republic of Uzbekistan who do not have tax resident status will be taxed by the Bank in the amount established by the legislation of the Republic of Uzbekistan (10% of the amount of interest paid) from the interest (income) paid on the deposit.
“FOYDA (VII)-20” (S73)
| Omonatning valyutasi | UZS |
| Omonat nomi | “FOYDA (VII)-20” (S73) |
| Omonat boʼyicha yillik foiz stavkasi (agar omonat boʼyicha yillik foiz stavkasi differentsiallashgan yoki omonatni rasmiylashtirish usuliga bogʼliq boʼlsa, har biri alohida koʼrsatiladi) | 20% |
| Omonat boʼyicha hisoblangan foizlarni kapitalizatsiyasi mavjudligi (hisoblangan foizni asosiy mablagʼga qoʼshib qayta foiz hisoblash) | Omonat foizlari kapitalizatsiya qilinmaydi |
| Omonatning muddati | 24 (yigirma to’rt) oy |
| Omonat boʼyicha foizlarni toʼlash davriyligi | 0 |
| Omonat boʼyicha foizlarni toʼlash davriyligi | Omonat foizini to‘lash shakli - omonatning qaytarilish kunida amalga oshiriladi |
| Omonatni rasmiylashtirish usuli(onlayn yoki bankka tashrif buyurish orqali) | Omonatni "Ziraat Bank Uzbekistan"AJning barcha filiallarida va ofislarida rasmiylashtirishingiz mumkin |
| Аvtouzaytirish (omonat muddati tugaganda omonat muddatini bank tomonidan bir tomonlama uzaytirish) | Mavjud emas |
| Boshqa shartlar | • Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, foizlar to’lanmaydi; • Omonat foizini hisoblash - Omonat foizlari pul mablag‘larini bankka kelib tushgan kunidan keyingi kundan boshlab, uni Omonatchiga qaytarilgan kungacha yoki boshqa asoslarga ko‘ra Omonatchining hisob raqamidan yechilgan kungacha hisoblanadi; • Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, omonatchi tomonidan bu haqida bankka 30 (o‘ttiz) ish kuni oldin yozma xabar beriladi. |
| Omonatga qoʼyilgan pul mablagʼlarini omonat muddati tugagunga qadar qisman yechib olish imkoniyatining mavjudligi | Ko’zda tutilmagan |
| Omonat shartnomasini muddatidan oldin bekor qilish tartibi | Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, foizlar to’lanmaydi |
“FOYDA (VII)-19” (S72)
| Omonatning valyutasi | UZS |
| Omonat nomi | “FOYDA (VII)-19” (S72) |
| Omonat boʼyicha yillik foiz stavkasi (agar omonat boʼyicha yillik foiz stavkasi differentsiallashgan yoki omonatni rasmiylashtirish usuliga bogʼliq boʼlsa, har biri alohida koʼrsatiladi) | 19% |
| Omonat boʼyicha hisoblangan foizlarni kapitalizatsiyasi mavjudligi (hisoblangan foizni asosiy mablagʼga qoʼshib qayta foiz hisoblash) | Omonat foizlari kapitalizatsiya qilinmaydi |
| Omonatning muddati | 13 (o’n uch) oy |
| Omonat boʼyicha foizlarni toʼlash davriyligi | 0 |
| Omonat boʼyicha foizlarni toʼlash davriyligi | Omonat foizini to‘lash shakli - omonatning qaytarilish kunida amalga oshiriladi |
| Omonatni rasmiylashtirish usuli(onlayn yoki bankka tashrif buyurish orqali) | Omonatni "Ziraat Bank Uzbekistan"AJning barcha filiallarida va ofislarida rasmiylashtirishingiz mumkin |
| Аvtouzaytirish (omonat muddati tugaganda omonat muddatini bank tomonidan bir tomonlama uzaytirish) | Mavjud emas |
| Boshqa shartlar | • Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, foizlar to’lanmaydi; • Omonat foizini hisoblash - Omonat foizlari pul mablag‘larini bankka kelib tushgan kunidan keyingi kundan boshlab, uni Omonatchiga qaytarilgan kungacha yoki boshqa asoslarga ko‘ra Omonatchining hisob raqamidan yechilgan kungacha hisoblanadi; • Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, omonatchi tomonidan bu haqida bankka 30 (o‘ttiz) ish kuni oldin yozma xabar beriladi. |
| Omonatga qoʼyilgan pul mablagʼlarini omonat muddati tugagunga qadar qisman yechib olish imkoniyatining mavjudligi | Ko’zda tutilmagan |
| Omonat shartnomasini muddatidan oldin bekor qilish tartibi | Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, foizlar to’lanmaydi |
“FOYDA (VII)-17” (S71)
| Omonatning valyutasi | UZS |
| Omonat nomi | “FOYDA (VII)-17” (S71) |
| Omonat boʼyicha yillik foiz stavkasi (agar omonat boʼyicha yillik foiz stavkasi differentsiallashgan yoki omonatni rasmiylashtirish usuliga bogʼliq boʼlsa, har biri alohida koʼrsatiladi) | 17% |
| Omonat boʼyicha hisoblangan foizlarni kapitalizatsiyasi mavjudligi (hisoblangan foizni asosiy mablagʼga qoʼshib qayta foiz hisoblash) | Omonat foizlari kapitalizatsiya qilinmaydi |
| Omonatning muddati | 6 (olti) oy |
| Omonat boʼyicha foizlarni toʼlash davriyligi | 0 |
| Omonat boʼyicha foizlarni toʼlash davriyligi | Omonat foizini to‘lash shakli - omonatning qaytarilish kunida amalga oshiriladi |
| Omonatni rasmiylashtirish usuli(onlayn yoki bankka tashrif buyurish orqali) | Omonatni "Ziraat Bank Uzbekistan"AJning barcha filiallarida va ofislarida rasmiylashtirishingiz mumkin |
| Аvtouzaytirish (omonat muddati tugaganda omonat muddatini bank tomonidan bir tomonlama uzaytirish) | Mavjud emas |
| Boshqa shartlar |
• Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, foizlar to’lanmaydi; • Omonat foizini hisoblash - Omonat foizlari pul mablag‘larini bankka kelib tushgan kunidan keyingi kundan boshlab, uni Omonatchiga qaytarilgan kungacha yoki boshqa asoslarga ko‘ra Omonatchining hisob raqamidan yechilgan kungacha hisoblanadi; • Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, omonatchi tomonidan bu haqida bankka 30 (o‘ttiz) ish kuni oldin yozma xabar beriladi. |
| Omonatga qoʼyilgan pul mablagʼlarini omonat muddati tugagunga qadar qisman yechib olish imkoniyatining mavjudligi | Ko’zda tutilmagan |
| Omonat shartnomasini muddatidan oldin bekor qilish tartibi | Omonatchi tashabbusi bilan omonat muddatidan avval qaytarib olinganda, foizlar to’lanmaydi |